Green Palms Free IGI Life
Insurance — Explained
Green Palms includes something almost no other housing scheme offers: a free IGI Life insurance policy on every plot. If the owner passes away during the instalment period, the policy clears the remaining payments and the family keeps the plot — fully paid. Here's exactly how it works, who it covers, and what it's worth.
What Is the Green Palms Insurance Benefit?
When you book a plot in Green Palms, a complimentary life insurance policy, underwritten by IGI Life, is issued automatically. The premium is built into the plot price — there is no separate payment and nothing extra to arrange. It's a protection layer that runs for the duration of your instalment plan.
How the Policy Actually Works
The idea is simple but powerful. If the plot owner passes away while still paying instalments, the insurance steps in:
- 01The policy is issued automatically when you book — no forms to chase, no separate premium.
- 02It stays active through the instalment period, covering you while the plot is being paid off.
- 03If the owner passes away during this time, IGI Life clears the remaining instalments.
- 04The family keeps the plot, fully paid — no outstanding dues, no financial burden at the hardest time.
A simple example
Suppose a buyer secures a plot and has paid about half of the plan when the unexpected happens. Without insurance, the family would have to continue the remaining instalments — or risk losing the plot. With the Green Palms IGI Life policy, the balance is cleared and the plot transfers to the family free and clear. That peace of mind, at no extra cost, is what makes this benefit stand out.
What Is This Benefit Worth?
A comparable standalone life policy would typically cost a buyer a meaningful annual premium — in the region of PKR 25,000–50,000 per year, which over a three-year plan adds up to roughly PKR 75,000 to PKR 1.5 lac. At Green Palms, that cover is included in the plot price. These figures are for comparison only and vary by policy, but they show the benefit is real money, not just marketing.
In short: you get genuine family protection worth tens of thousands of rupees a year — built into a plot you were buying anyway, at no additional cost.
Why This Benefit Matters
Your family is protected from inheriting an unpaid instalment plan at the most difficult time imaginable.
The premium is included in the plot price — real protection without a separate policy to buy or manage.
Very few Pakistani housing schemes bundle genuine life cover — it's a true differentiator for Green Palms.
It removes one of the biggest worries of a multi-year plan, making it easier to commit with peace of mind.
The Project Behind the Benefit
The insurance is one reason to look at Green Palms — but the fundamentals matter just as much:
| Developer | Rafi Group |
| Approval | LDA-approved · NOC LDA/DMP(M&E)/2910 |
| Location | 300-ft Jhelum Road / Main Ferozepur Road, Lahore |
| Plot Sizes | 3, 5, 10 Marla & 1 Kanal |
| Plan | Easy instalments over ~3 years |
| Bonus | Free IGI Life insurance on every plot |
Book Green Palms With Confidence
We don't just sell Green Palms from a distance — our office is inside the Rafi Group's own building. That means official rates, genuine documents, and direct accountability.
Fully authorised Green Palms sales partner, with our office inside Rafi Group Plaza.
Led by a chartered accountant — CA (ICAP), ACCA (UK), 18+ years in finance.
Official rates & verified approvals — including the NOC and insurance details, shown before you pay.
End-to-end support — booking, instalments, transfers and resale, with remote handling for overseas Pakistanis.
Frequently Asked Questions
Is the Green Palms insurance really free?
What does the policy cover?
Who underwrites the insurance?
How much would this cover cost on its own?
Talk to Bright Associates
Talk to the developer's authorised partner for the confirmed Green Palms plan, available plots and your free insurance details.
| Phone / WhatsApp | 0300-4005566 |
| info@brightassociates.pk | |
| Office | Inside Rafi Group Plaza, DHA Phase 8, Lahore |
| Website | brightassociates.pk/contact/ |
Last updated: September 2026. Insurance terms, prices and plans are set by the developer and insurer and may change — confirm current details with our office before booking. Example figures are indicative and for comparison only.
A plot that protects
your family too.
Bright Associates — authorised Green Palms partner, with our office inside Rafi Group Plaza. Official rates, verified documents, free insurance on every plot.